Best Fixed Deposit Rates: Sep 2025
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FD rates hit an all-time low this month
There are no more banks offering interest rates higher than 2% now.
There are the best interest rates for fixed deposits for banks in Singapore for September 2025
BANKS | INTEREST (PA) | TENURE | MIN DEPO |
1.55% (Online) | 3 mths | $500 | |
| 1.45% (Online) | 3 mths | $10,000 |
| 1.4 % | 6 mths | $50,000 |
| 1.6% | 8 mths | $1,000 |
| 0.4% | 12 mths | NA |
| 1.42 % | 8 mths | $20,000 |
| 1.45% | 1 mths | $100,000 |
| 1.5% | 3 mths | $200,0000 |
| 1.6% | 9 mths | $20,000 |
| 1.5% (online) | 9 mths | $30,000 |
| 1.5% (Premier Banking) | 3 mths | $30,000 |
| 1.25% (Priority Private) | 6 mths | $25,000 |
| 1.55% | 6 mths | $10,000 |
Bank of China
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BOC has lowered rates, with the best rate at 1.65% for 3 months.
CIMB
See the latest rates here.
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Citibank
Citibank's FD rate is at 1.4% for 3 months.
DBS / POSB
DBS/POSB has finally dropped their rates. The best rate is at 1.6% for 8m
HL Bank
Hong Leong Finance
Hong Leong Finance's best FD rate is at 1.42% for 8 months.
HSBC
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HSBC offers different tiers of rates depending on the customer segment. The highest is at 1.45% for Premier and Premier Elite for 1 month of FD
ICBC
ICBC best rate is at 1.6% for 3 months for 200K and above via e-banking
Maybank
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Maybank's best FD is at 1.35% for 6 months. This is for online placement with a minimum of $20K
OCBC
OCBC FD rate is 1.15% for 30K for 9 m
RHB
RHB's best rate is 1.4% for 3 months. The minimum placement is $20K for Premier Banking. It is one of the highest in town.
Standard Chartered Bank
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SCB offers a tiered rate promotion. The highest is 1.25% for 6 months for Priority Private.
UOB
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UOB FD best rate is at 1.35% for 6 months
Disclaimer
The information provided by TWD is for information purposes only and is not meant to be investment advice. Readers must do their due diligence and consult financial advisors for their investment needs. The information is correct as of 1 Sep 2025
The information provided by TWD is for information purposes only and is not meant to be investment advice. Readers must do their due diligence and consult financial advisors for their investment needs. The information is correct as of 1 Sep 2025
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